Friday, September 25, 2009

removed the burdens from your wallet... ve a peacefull life

A small plastic cards approx. 2''x3'' administering our lives and gives un wanted troubles unknowingly and sometimes knowinlgy...!!!

Yes the crdit cards are the real head aches that we are buying valuntarily from the banks. I too a victim of such cards, now mostly out from the wallets. First we thought getting a single card, then another one, then the bank call and give an aditional card to the existing one and then some banking executives want fill up the sales target, that ended up in your wallet as an another card.


Con't we live without that....?

Yes i can, you can and we can..., thats how i put a barrier, first thing remove the cards from the wallet, break it and put it in your table drawers and just forget that you have a card, later if you remember also you cannot swipe the card. Plan your expenses for a week, for a month and for atleast two or three months. Pay the credit card bills the minimum amont first and then start to pay atleast 10% a month of the total outstanding and you shoud pay them before the date to avoid the late payment charges(VERY IMPORTANT), within few months you can call the bank cancel the card with a thanks...! Now, no one will call you from the bank and give you time limits for missed out payments ( which you did it unknowinly and sometimes knowinlgy...!!)